Natural hazards · Carnuel

Carnuel, NM natural hazards

Most of the natural-hazard damage FEMA expects in Carnuel comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carnuel?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carnuel to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding82%Earthquakes8%Everything else10%

By hazard

What Carnuel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 69% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carnuel flood?

FEMA's records show no paid flood insurance claims in Carnuel.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carnuel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bernalillo County.

Disasters that hit Carnuel

Federal disasters declared here

None of the disasters declared for Bernalillo County shows FEMA aid or repair money reaching Carnuel itself in FEMA’s records.

Brought FEMA money into CarnuelDeclared for Bernalillo County only

Bernalillo County has had 8 natural disasters declared since 1953, most often fires and severe storms.

Around Carnuel

Carnuel and the towns around it

Very lowLowModerateHighVery high

Carnuelmostly inland floodingLow

Albuquerquemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carnuel covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Carnuel’s own flood-insurance community; household aid to the registrant’s city; repair grants to Carnuel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carnuel total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.