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Housing in Black Rock

A typical Black Rock home is worth roughly $101,000

Typical home value
$101K
NM $318K
Estimate
2-bedroom rent
$970
a month, utilities in · HUD

What kind of housing town is Black Rock?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.2 years of income

Less than across New Mexico (5 years). Try your own numbers below.

You could afford about
$184,000
Typical Black Rock home $101K

That covers a typical Black Rock home, with $83K to spare.

The typical home, each month
$590
Loan $500Tax $60Insurance $30

A two-bedroom rents for about $970 a month here, $380 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the New Mexico typical property tax (0.70% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $970

Renters already here pay a median of $726, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$670
1 bedroom$800
2 bedrooms$970
3 bedrooms$1,170
4 bedrooms$1,290
78%
of households rent · NM 30%
217
renter households
49%
of renters spend 30%+ of income on rent · NM 50%
25%
of the median income, for a two-bedroom
$726
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (McKinley County, NM): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

22% of Black Rock households own their home

Half of Black Rock’s homes were built before 1997.

Owners and renters
Own 22%Rent 78%

New Mexico: 70% own.

1997
typical home built · NM 1985
2%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Black Rock vs. its neighbors

The towns that share a border with Black Rock. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Black Rock$101K*—$970$46,000
Zuni Pueblo$82K*—$970$45,724

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Black Rock buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Black Rock still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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