Natural hazards · Atoka

Atoka, NM natural hazards

Most of the natural-hazard damage FEMA expects in Atoka comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Atoka?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Atoka to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding71%Drought11%Wildfire6%Everything else13%

By hazard

What Atoka faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 5 times a year in the area

Drought

11% of expected damage

Recorded about 147 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Atoka flood?

FEMA's records show no paid flood insurance claims in Atoka.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Atoka isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eddy County.

Disasters that hit Atoka

Federal disasters declared here

None of the disasters declared for Eddy County shows FEMA aid or repair money reaching Atoka itself in FEMA’s records.

Brought FEMA money into AtokaDeclared for Eddy County only

Eddy County has had 8 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Atoka is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Atoka’s own flood-insurance community; household aid to the registrant’s city; repair grants to Atoka. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.