Natural hazards · Alamogordo

Alamogordo, NM natural hazards

Most of the natural-hazard damage FEMA expects in Alamogordo comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 68 claims here since 1996. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Alamogordo?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alamogordo to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%
By hazard

What Alamogordo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Alamogordo flood?

Every paid claim on a federal flood insurance policy in Alamogordo, from FEMA’s records.

68paid claims since 1996
$1.4Mpaid to owners
4homes flooded more than once
19962026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Alamogordo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Otero County.
Disasters that hit Alamogordo

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Alamogordo itself: aid to households, or repair grants to the City of Alamogordo.

Brought FEMA money into AlamogordoDeclared for Otero County only
2024

South Fork Fire, Salt Fire, and Flooding

28 households applied for aid
2014

Severe Storms and Flooding

$649K to the City of Alamogordo for repairs
2011

Severe Winter Storm and Extreme Cold Temperatures

$23K to the City of Alamogordo for repairs
2008

Severe Storms and Flooding

$480K to the City of Alamogordo for repairs
2006

Severe Storms and Flooding

118 households applied for aid $58K aid approved $589K to the City of Alamogordo for repairs
Otero County has had 17 natural disasters declared since 1953, most often fires and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alamogordo covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Alamogordo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Alamogordo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Alamogordo total about $9.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01