Woodstown’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Woodstown comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1999. 4 federal disasters brought FEMA money into town.
What stands out about Woodstown’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Woodstown flood? Rarely: 1 flood claim since 1999
Every paid claim on a federal flood insurance policy in Woodstown, from FEMA’s records.
- Hurricane Floyd1 claim · $3K
Woodstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Salem County.How exposed is Woodstown?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 57% of U.S. communities, mostly from inland flooding.
Rated higher than 320 of the 564 New Jersey towns we cover.
Woodstown covers 1 census tract, combined by population.
What Woodstown faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Strong wind
Earthquakes
Heat waves
4 federal disasters brought FEMA money to Woodstown
Disasters that paid out in Woodstown itself (aid to households or repair grants to the Borough of Woodstown) and its biggest flood years.
- 2021Remnants of Hurricane Ida1 household applied for aid
- 2012Hurricane Sandy7 households applied for aid$21K aid approved$10K to the Borough of Woodstown for repairs
- 2011Hurricane Irene61 households applied for aid$144K aid approved$68K to the Borough of Woodstown for repairs
- 2010Severe Winter Storm and Snowstorm$9K to the Borough of Woodstown for repairs
Salem County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.
Old photos of Woodstown after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Woodstown archive →Get ready for what Woodstown actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in August–October
The month each of Salem County’s 20 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Woodstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Woodstown.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Woodstown, expected losses total about $1.5M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Woodstown.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.