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Natural hazards · Woodbine

Woodbine, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Woodbine comes from hurricanes, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Woodbine?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodbine to be higher than in 28% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes29%Inland flooding25%Heat waves14%Strong wind14%Earthquakes6%Everything else12%
By hazard

What Woodbine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

29% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 6 years in the area

Inland flooding

25% of expected damage
Well below average · higher than 4% of U.S. places
Recorded about 2 times a year in the area

Heat waves

14% of expected damage
Well below average · higher than 5% of U.S. places
Recorded about 4 times a year in the area

Strong wind

14% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 58% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodbine flood?

FEMA's records show no paid flood insurance claims in Woodbine.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Woodbine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cape May County.
Disasters that hit Woodbine

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Woodbine itself: aid to households, or repair grants to the Borough of Woodbine.

Brought FEMA money into WoodbineDeclared for Cape May County only
2020

Tropical Storm Isaias

$76K to the Borough of Woodbine for repairs
2016

Severe Winter Storm and Snowstorm

$3K to the Borough of Woodbine for repairs
2012

Hurricane Sandy

45 households applied for aid $80K aid approved $3K to the Borough of Woodbine for repairs
2011

Hurricane Irene

47 households applied for aid $44K aid approved $21K to the Borough of Woodbine for repairs
2010

Severe Winter Storm and Snowstorm

$7K to the Borough of Woodbine for repairs
2010

Severe Storms and Flooding

153 households applied for aid $251K aid approved $5K to the Borough of Woodbine for repairs
Cape May County has had 27 natural disasters declared since 1953, most often hurricanes and floods.
Around Woodbine

Woodbine and the towns around it

Dennis: Moderate, mostly inland floodingMiddle: High, mostly inland floodingMaurice River: High, mostly coastal floodingUpper: High, mostly inland floodingSea Isle City: Very high, mostly inland floodingWoodbine: Low, mostly hurricanes WoodbineDennis
Very lowLowModerateHighVery high
Dennismostly inland floodingModerate
Woodbinemostly hurricanesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodbine covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Woodbine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Woodbine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woodbine total about $925K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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