Natural hazards · Wanamassa

Wanamassa, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Wanamassa comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 42 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wanamassa?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wanamassa to be higher than in 56% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding42%Strong wind34%Hurricanes7%Heat waves5%Everything else12%

By hazard

What Wanamassa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 4 times a year in the area

Strong wind

34% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 5 years in the area

Heat waves

5% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wanamassa flood?

Every paid claim on a federal flood insurance policy in Wanamassa, from FEMA’s records.

42paid claims since 1980

$1.0Mpaid to owners

0homes flooded more than once

19802026

Biggest named events

Hurricane Irene: 10 claims, $151K
Hurricane Sandy: 7 claims, $220K
Torrential rain: 3 claims, $267K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wanamassa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monmouth County.

Disasters that hit Wanamassa

Federal disasters declared here

None of the disasters declared for Monmouth County shows FEMA aid or repair money reaching Wanamassa itself in FEMA’s records.

Brought FEMA money into WanamassaDeclared for Monmouth County only

Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Wanamassa

Wanamassa and the towns around it

Very lowLowModerateHighVery high

Wanamassamostly inland floodingModerate

Asbury Parkmostly inland floodingModerate

Interlakenmostly inland floodingModerate

Oceanmostly strong windsModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wanamassa covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wanamassa’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Wanamassa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wanamassa total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.