Vauxhall’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Vauxhall comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 87 claims here since 1989.
What stands out about Vauxhall’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
The storms Vauxhall remembers
None of the disasters declared for Union County shows FEMA aid or repair money reaching Vauxhall itself in FEMA’s records.
- 202119 flood claims paidOne of the three biggest flood years on record
- 201120 flood claims paidThe most in any one year on record
- 199915 flood claims paidOne of the three biggest flood years on record
Union County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.
Old photos of Vauxhall after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Vauxhall archive →How exposed is Vauxhall?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 56% of U.S. communities, mostly from inland flooding.
Rated higher than 312 of the 564 New Jersey towns we cover.
Vauxhall covers 1 census tract, combined by population.
What Vauxhall faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Earthquakes
Heat waves
Does Vauxhall flood? Sometimes: 87 flood claims since 1989
Every paid claim on a federal flood insurance policy in Vauxhall, from FEMA’s records.
- Hurricane Ida19 claims · $1.4M
- Hurricane Irene19 claims · $1.1M
- Hurricane Floyd15 claims · $305K
Vauxhall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Union County.Get ready for what Vauxhall actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Know the nearest cooling center or air-conditioned library.
- Drink water before you feel thirsty.
- Check on neighbors who live alone.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Vauxhall and its neighbors
Vauxhall ranks 2nd calmest of 4 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Springfield | High | inland flooding | 337 |
| Millburn | Moderate | inland flooding | 303 |
| Vauxhall | Moderate | inland flooding | 87 |
| Union | Low | inland flooding | 361 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in August–October
The month each of Union County’s 22 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Vauxhall’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Vauxhall.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Vauxhall, expected losses total about $1.1M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Vauxhall.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.