Natural hazards · Upper Pittsgrove

Upper Pittsgrove, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Upper Pittsgrove comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2011. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Upper Pittsgrove?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Upper Pittsgrove to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding35%Drought14%Strong wind12%Hurricanes11%Earthquakes8%Heat waves5%Everything else15%

By hazard

What Upper Pittsgrove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Drought

14% of expected damage

Recorded about 10 times a year in the area

Strong wind

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

11% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 11 years in the area

Earthquakes

8% of expected damage

Above average · higher than 70% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Upper Pittsgrove flood?

Every paid claim on a federal flood insurance policy in Upper Pittsgrove, from FEMA’s records.

2paid claims since 2011

$32Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Upper Pittsgrove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Salem County.

Disasters that hit Upper Pittsgrove

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Upper Pittsgrove itself: aid to households, or repair grants to the Township of Upper Pittsgrove.

Brought FEMA money into Upper PittsgroveDeclared for Salem County only

2012

Hurricane Sandy

$25K to the Township of Upper Pittsgrove for repairs

2011

Hurricane Irene

$169K to the Township of Upper Pittsgrove for repairs

2011

Severe Storms and Flooding

$19K to the Township of Upper Pittsgrove for repairs

2010

Severe Winter Storm and Snowstorm

$10K to the Township of Upper Pittsgrove for repairs

2009

Snowstorm

$13K to the Township of Upper Pittsgrove for repairs

Salem County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Upper Pittsgrove

Upper Pittsgrove and the towns around it

Very lowLowModerateHighVery high

Pilesgrovemostly inland floodingLow

Pittsgrovemostly inland floodingVery low

South Harrisonmostly inland floodingVery low

Franklinmostly inland floodingVery low

Upper Pittsgrovemostly inland floodingVery low

Elkmostly inland floodingVery low

Elmermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Upper Pittsgrove covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Upper Pittsgrove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Upper Pittsgrove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Upper Pittsgrove total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.