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Natural hazards · Stockton

Stockton, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Stockton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 149 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stockton?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stockton to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding78%Strong wind7%Everything else15%
By hazard

What Stockton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 3 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stockton flood?

Every paid claim on a federal flood insurance policy in Stockton, from FEMA’s records.

149paid claims since 1980
$3.6Mpaid to owners
40homes flooded more than once
19802026

Biggest named events

  • Torrential rain: 22 claims, $789K
  • Hurricane Ida: 15 claims, $264K
  • Hurricane Irene: 10 claims, $96K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Stockton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hunterdon County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared
Disasters that hit Stockton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stockton itself: aid to households, or repair grants to the Borough of Stockton.

Brought FEMA money into StocktonDeclared for Hunterdon County only
2021

Remnants of Hurricane Ida

165 households applied for aid $363K aid approved $453K to the Borough of Stockton for repairs
2016

Severe Winter Storm and Snowstorm

$5K to the Borough of Stockton for repairs
2012

Hurricane Sandy

75 households applied for aid $15K aid approved $5K to the Borough of Stockton for repairs
2011

Hurricane Irene

95 households applied for aid $275K aid approved $7K to the Borough of Stockton for repairs
2006

Severe Storms and Flooding

54 households applied for aid $39K aid approved $11K to the Borough of Stockton for repairs
2005

Severe Storms and Flooding

83 households applied for aid $196K aid approved
2004

Severe Storms and Flooding

17 households applied for aid $72K aid approved
Hunterdon County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Stockton

Stockton and the towns around it

Delaware: High, mostly inland floodingSolebury: Moderate, mostly inland floodingRaritan: Low, mostly inland floodingEast Amwell: Moderate, mostly inland floodingWest Amwell: Moderate, mostly inland floodingKingwood: High, mostly inland floodingLambertville: Very high, mostly inland floodingFranklin: Low, mostly inland floodingPlumstead: Low, mostly inland floodingBuckingham: Low, mostly inland floodingNew Hope: High, mostly inland floodingHopewell: Moderate, mostly inland floodingUpper Makefield: Moderate, mostly inland floodingStockton: High, mostly inland flooding StocktonDelawareSolebury
Very lowLowModerateHighVery high
Stocktonmostly inland floodingHigh
Delawaremostly inland floodingHigh
Soleburymostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stockton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Stockton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Stockton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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