A typical Silver Ridge home is worth roughly $295,000
Home prices around Silver Ridge have risen about 96% over the past 5 years.
Only 4 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
What Silver Ridge’s housing numbers say
Prices rose faster than New Jersey’s over five years
There’s no Zillow index for Silver Ridge, so the page uses the federal house price index for the ZIP code around it, which follows repeat sales of the same homes. It rose 96% over five years, against 63% across New Jersey. Price trend ↓
Owning can cost less than renting
With 20% down at the calculator’s rate, the typical Silver Ridge home runs about $1,840 a month with tax and insurance. A two-bedroom rents for about $2,280. The hurdle is getting in: the down payment, and a budget at the median income that falls short of the typical home. Can I afford it? ↓
Nearly every household owns
89% of Silver Ridge households own their home, against 64% across New Jersey. There are only 32 renter households, so rentals are scarce. The homes ↓
A low property tax rate
Owners pay about 1.17% of a home’s value a year in property tax, against 2.11% across New Jersey. The median bill is $2,639 (New Jersey: $9,590). The homes ↓
Written from the data on this page. There’s no Zillow index for Silver Ridge, so the typical value is an estimate: the Census median carried forward with the federal house price index; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
Home prices up 96% in 5 years
The federal house price index for the ZIP code around Silver Ridge rose 96% over the past 5 years, faster than across New Jersey (63%). Last year prices rose 9.6%. Carrying the Census median home value forward with that index puts the typical Silver Ridge home at roughly $295,000 today.
Carrying the Census median forward with the index puts a typical home at about $295K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Silver Ridge, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A typical home costs 9.2 years of income
More than across New Jersey (5.6 years). Try your own numbers below.
That’s $175K short of a typical Silver Ridge home.
A two-bedroom rents for about $2,280 a month here, $440 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Silver Ridge’s typical property tax (1.17% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $2,280
Renters already here pay a median of $1,375, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Monmouth-Ocean, NJ HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
89% of Silver Ridge households own their home
Half of Silver Ridge’s homes were built before 1974.
New Jersey: 64% own.
U.S. Census Bureau, American Community Survey 2020-2024.
Silver Ridge vs. its neighbors
Silver Ridge is the priciest of 3 neighboring towns. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Silver Ridge | $295K* | +9.6%† | $2,280 | $32,293 |
| Holiday City South | $267K* | +9.6%† | $2,280 | $51,660 |
| Holiday City-Berkeley | $266K* | +9.6%† | $2,280 | $50,156 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Silver Ridge buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.