Natural hazards · Shiloh

Shiloh, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Shiloh comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shiloh?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shiloh to be higher than in 13% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding26%Hurricanes26%Drought12%Cold waves9%Earthquakes5%Everything else21%

By hazard

What Shiloh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

26% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Drought

12% of expected damage

Recorded about 9 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Earthquakes

5% of expected damage

Above average · higher than 64% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shiloh flood?

FEMA's records show no paid flood insurance claims in Shiloh.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shiloh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Shiloh

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shiloh itself: aid to households, or repair grants to the Borough of Shiloh.

Brought FEMA money into ShilohDeclared for Cumberland County only

2012

Hurricane Sandy

2 households applied for aid $983 aid approved

2011

Hurricane Irene

10 households applied for aid $20K aid approved $2K to the Borough of Shiloh for repairs

2010

Severe Winter Storm and Snowstorm

$2K to the Borough of Shiloh for repairs

Cumberland County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Shiloh

Shiloh and the towns around it

Very lowLowModerateHighVery high

Stow Creekmostly hurricanesLow

Shilohmostly inland floodingVery low

Hopewellmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shiloh is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shiloh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Shiloh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.