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Natural hazards · Seaside Park

Seaside Park, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Seaside Park comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 858 claims here since 1984. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Seaside Park?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seaside Park to be higher than in 88% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding59%Coastal flooding25%Strong wind9%Everything else7%
By hazard

What Seaside Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 3 times a year in the area

Coastal flooding

25% of expected damage
Well above average · among the top 1% of U.S. places

Strong wind

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightning

Not a risk here

WildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Seaside Park flood?

Every paid claim on a federal flood insurance policy in Seaside Park, from FEMA’s records.

858paid claims since 1984
$41.6Mpaid to owners
40homes flooded more than once
19842026

Biggest named events

  • Hurricane Sandy: 684 claims, $39.7M
  • December Storm - Nor'easter: 64 claims, $609K
  • Hurricane Irene: 31 claims, $518K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (8) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Seaside Park is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Ocean County.

What’s been done with FEMA grants

27homes raised above flood level
Disasters that hit Seaside Park

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seaside Park itself: aid to households, or repair grants to the Borough of Seaside Park.

Brought FEMA money into Seaside ParkDeclared for Ocean County only
2016

Severe Winter Storm and Snowstorm

$31K to the Borough of Seaside Park for repairs
2012

Hurricane Sandy

1,968 households applied for aid $6.8M aid approved $3.1M to the Borough of Seaside Park for repairs
2011

Hurricane Irene

9 households applied for aid $5K aid approved $12K to the Borough of Seaside Park for repairs
2010

Severe Winter Storm and Snowstorm

$14K to the Borough of Seaside Park for repairs
2010

Severe Storms and Flooding

1 household applied for aid $26K to the Borough of Seaside Park for repairs
2009

Snowstorm

$17K to the Borough of Seaside Park for repairs
2009

Severe Storms and Flooding Associated With Tropical Depression Ida and a Nor'eas

$95K to the Borough of Seaside Park for repairs
Ocean County has had 27 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Seaside Park

Seaside Park and the towns around it

Berkeley: High, mostly inland floodingLacey: High, mostly inland floodingOcean: High, mostly inland floodingPine Beach: Moderate, mostly inland floodingToms River: High, mostly inland floodingBeachwood: Moderate, mostly inland floodingSouth Toms River: High, mostly inland floodingSeaside Heights: High, mostly inland floodingIsland Heights: Moderate, mostly inland floodingSeaside Park: Very high, mostly inland flooding Seaside ParkBerkeley
Very lowLowModerateHighVery high
Seaside Parkmostly inland floodingVery high
Berkeleymostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seaside Park covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Seaside Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Seaside Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Seaside Park total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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