Natural hazards · Roseland

Roseland, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Roseland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 24 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roseland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roseland to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding77%Heat waves6%Everything else17%

By hazard

What Roseland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roseland flood?

Every paid claim on a federal flood insurance policy in Roseland, from FEMA’s records.

24paid claims since 1979

$318Kpaid to owners

3homes flooded more than once

19792026

Biggest named events

Hurricane Floyd: 8 claims, $67K
Hurricane Ida: 6 claims, $129K
Hurricane Irene: 3 claims, $18K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roseland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Essex County.

Disasters that hit Roseland

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roseland itself: aid to households, or repair grants to the Borough of Roseland.

Brought FEMA money into RoselandDeclared for Essex County only

2021

Remnants of Hurricane Ida

72 households applied for aid $270K aid approved $262K to the Borough of Roseland for repairs

2020

Tropical Storm Isaias

$71K to the Borough of Roseland for repairs

2018

Severe Winter Storm and Snowstorm

$217K to the Borough of Roseland for repairs

2016

Severe Winter Storm and Snowstorm

$26K to the Borough of Roseland for repairs

2012

Hurricane Sandy

44 households applied for aid $3K aid approved $192K to the Borough of Roseland for repairs

2011

Severe Storm

$111K to the Borough of Roseland for repairs

2011

Hurricane Irene

39 households applied for aid $91K aid approved $124K to the Borough of Roseland for repairs

2010

Severe Winter Storm and Snowstorm

$17K to the Borough of Roseland for repairs

2010

Severe Storms and Flooding

3 households applied for aid $735 aid approved $19K to the Borough of Roseland for repairs

2007

Severe Storms and Inland and Coastal Flooding

1 household applied for aid $2K aid approved $4K to the Borough of Roseland for repairs

1999

Hurricane Floyd Major Disaster Declarations

$77K to the Borough of Roseland for repairs

Essex County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Roseland

Roseland and the towns around it

Very lowLowModerateHighVery high

East Hanovermostly inland floodingHigh

Roselandmostly inland floodingModerate

West Caldwellmostly inland floodingLow

Livingstonmostly inland floodingLow

Essex Fellsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roseland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roseland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Roseland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roseland total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.