Natural hazards · Roosevelt

Roosevelt, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Roosevelt comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2011. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roosevelt?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roosevelt to be higher than in 69% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding42%Strong wind35%Heat waves7%Everything else16%

By hazard

What Roosevelt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 4 times a year in the area

Strong wind

35% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Heat waves

7% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roosevelt flood?

Every paid claim on a federal flood insurance policy in Roosevelt, from FEMA’s records.

2paid claims since 2011

$94Kpaid to owners

1homes flooded more than once

20112026

Biggest named events

Mid-spring storms: 1 claim, $14K
Hurricane Irene: 1 claim, $80K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roosevelt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monmouth County.

Disasters that hit Roosevelt

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roosevelt itself: aid to households, or repair grants to the Borough of Roosevelt.

Brought FEMA money into RooseveltDeclared for Monmouth County only

2012

Hurricane Sandy

13 households applied for aid $2K aid approved

2011

Hurricane Irene

10 households applied for aid $9K aid approved

Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Roosevelt

Roosevelt and the towns around it

Very lowLowModerateHighVery high

Millstonemostly inland floodingHigh

Rooseveltmostly inland floodingHigh

Upper Freeholdmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roosevelt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Roosevelt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Roosevelt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.