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Natural hazards · Ringwood

Ringwood, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Ringwood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 16 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ringwood?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ringwood to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%
By hazard

What Ringwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ringwood flood?

Every paid claim on a federal flood insurance policy in Ringwood, from FEMA’s records.

16paid claims since 1979
$189Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • March 2010 Nor'easter: 2 claims, $19K
  • Hurricane Irene: 2 claims, $19K
  • Tropical Storm Henri: 2 claims, $50K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ringwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Passaic County.
Disasters that hit Ringwood

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ringwood itself: aid to households, or repair grants to the Borough of Ringwood.

Brought FEMA money into RingwoodDeclared for Passaic County only
2021

Remnants of Hurricane Ida

54 households applied for aid $81K aid approved $50K to the Borough of Ringwood for repairs
2018

Severe Winter Storm and Snowstorm

$152K to the Borough of Ringwood for repairs
2012

Hurricane Sandy

76 households applied for aid $752 aid approved $144K to the Borough of Ringwood for repairs
2011

Severe Storm

$130K to the Borough of Ringwood for repairs
2011

Hurricane Irene

95 households applied for aid $233K aid approved $572K to the Borough of Ringwood for repairs
2010

Severe Winter Storm and Snowstorm

$51K to the Borough of Ringwood for repairs
2010

Severe Storms and Flooding

9 households applied for aid $35K aid approved $128K to the Borough of Ringwood for repairs
2007

Severe Storms and Inland and Coastal Flooding

17 households applied for aid $19K aid approved $27K to the Borough of Ringwood for repairs
2005

Severe Storms and Flooding

4 households applied for aid $3K aid approved
1999

Hurricane Floyd Major Disaster Declarations

$65K to the Borough of Ringwood for repairs
Passaic County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Ringwood

Ringwood and the towns around it

Wanaque: Very high, mostly inland floodingWest Milford: High, mostly inland floodingBloomingdale: Very high, mostly inland floodingWarwick: Moderate, mostly inland floodingRamapo: Low, mostly inland floodingPompton Lakes: Very high, mostly inland floodingJefferson: Low, mostly inland floodingKinnelon: Moderate, mostly inland floodingRockaway: Low, mostly inland floodingVernon: Low, mostly inland floodingButler: High, mostly inland floodingHardyston: Low, mostly inland floodingRiverdale: Very high, mostly inland floodingMinisink: Low, mostly inland floodingWawayanda: Very low, mostly inland floodingGoshen: Very low, mostly inland floodingFlorida: Low, mostly inland floodingTuxedo: Moderate, mostly inland floodingTuxedo: Moderate, mostly inland floodingChester: Low, mostly inland floodingClarkstown: Very low, mostly inland floodingChestnut Ridge: Very low, mostly inland floodingOrangetown: Very low, mostly inland floodingHaverstraw: Moderate, mostly inland floodingSloatsburg: Very high, mostly inland floodingRingwood: High, mostly inland flooding RingwoodWanaqueWest MilfordBloomingdaleWarwickRamapo
Very lowLowModerateHighVery high
Bloomingdalemostly inland floodingVery high
Wanaquemostly inland floodingVery high
Ringwoodmostly inland floodingHigh
West Milfordmostly inland floodingHigh
Warwickmostly inland floodingModerate
Ramapomostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ringwood covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Ringwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Ringwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ringwood total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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