Housing in Ramtown · A strong seller's market

A typical Ramtown home is worth roughly $645,000

Homes typically sell in 14 days, a little above asking.

Typical home value

$645K

▲ 8.2% in a year · NJ $454K

Estimate

Median sale price

$573K

May 2026 · Redfin

Days on market

Faster than NJ (35)

Sale-to-list

100.6%

Homes sell above asking

Homes sold

in May · 17 for sale

2-bedroom rent

$3,010

a month, utilities in · HUD

Median tax bill

$8,923

NJ $9,590

What kind of housing town is Ramtown?

Read from the numbers below. The page puts what stands out first.

Prices climbing fastUp 8.2% in a year.Homes go fastHomes typically sell in 14 days, above asking.A town of owners98% of households own their home.Pricier than NJ42% above the New Jersey typical home.

★ What stands out · Price trend

Home prices up 77% in 5 years

The federal house price index for the ZIP code around Ramtown rose 77% over the past 5 years, faster than across New Jersey (63%). Last year prices rose 8.2%. Carrying the Census median home value forward with that index puts the typical Ramtown home at roughly $645,000 today.

Ramtown areaNew Jersey

+8.2%

past year

+77%

past 5 years

+109%

past 10 years

Estimated value

Carrying the Census median forward with the index puts a typical home at about $645K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Ramtown, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Market temperature

A strong seller's market

Homes are selling faster than new ones are listed: less than two months of supply. Well-priced homes can draw several offers.

Under ~4 months of supply favors sellers; over ~6 favors buyers.

1.9

months of supply · NJ 3.3

days to sell · NJ 35

100.6%

of asking price, at sale

55.6%

sold above asking

45.5%

under contract within 2 weeks

new listings in May

Redfin Data Center, all residential sales, May 2026.

The homes

98% of Ramtown households own their home

Half of Ramtown’s homes were built before 1986.

Owners and renters

Own 98%Rent 2%

New Jersey: 64% own.

1986

typical home built · NJ 1970

$8,923

median property tax bill · NJ $9,590

1.83%

of a home’s value, a year in tax · NJ 2.11%

U.S. Census Bureau, American Community Survey 2020-2024.

Affordability

A typical home costs 4.4 years of income

About the same as across New Jersey. Try your own numbers below.

You could afford about

$503,000

Typical Ramtown home $645K

That’s $141K short of a typical Ramtown home.

The typical home, each month

$4,360

Loan $3,190Tax $980Insurance $190

A two-bedroom rents for about $3,010 a month here, $1,350 less than owning.

Where your budget reaches nearby

Howell$507K Lakewood$590K Brick$523K Wall$720K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Ramtown’s typical property tax (1.83% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $3,010

Fair Market Rent a month, utilities included

Studio$2,170

1 bedroom$2,440

2 bedrooms$3,010

3 bedrooms$3,930

4 bedrooms$4,360

of households rent · NJ 36%

renter households

of renters spend 30%+ of income on rent · NJ 52%

25%

of the median income, for a two-bedroom

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Monmouth-Ocean, NJ HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Ramtown vs. its neighbors

Ramtown is the 2nd priciest of 5 neighboring towns. Tap one to see its housing page.

Wall$720K Ramtown$645K Lakewood$590K Brick$523K Howell$507K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Ramtown	$645K*	+8.2%†	$3,010	—	$145,663
Howell	$507K*	+7.3%†	$2,720	173	$134,854
Lakewood	$590K	+8%	$2,030	1,104	$65,101
Brick	$523K	+5.6%	$2,330	36	$106,130
Wall	$720K*	+4.2%†	$2,270	176	$142,768

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Ramtown buyers, sellers and renters are saying.

Town Square →

Weigh in

The data says Ramtown is a strong seller's market. Is that what you’re seeing?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.