Ramsey, NJ natural hazards
Most of the natural-hazard damage FEMA expects in Ramsey comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 14 claims here since 1999. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Ramsey?
FEMA expects yearly storm and flood damage to homes and buildings in Ramsey to be higher than in 22% of U.S. communities, mostly from inland flooding.
What Ramsey faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Lower here
Not a risk here
Does Ramsey flood?
Every paid claim on a federal flood insurance policy in Ramsey, from FEMA’s records.
Biggest named events
- Hurricane Irene: 4 claims, $19K
- Hurricane Floyd: 3 claims, $15K
- Hurricane Ida: 3 claims, $47K
are insured
are insured
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Ramsey itself: aid to households, or repair grants to the Borough of Ramsey.
Remnants of Hurricane Ida
Tropical Storm Isaias
Severe Winter Storm and Snowstorm
Severe Winter Storm and Snowstorm
Hurricane Sandy
Severe Storm
Hurricane Irene
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Severe Storms and Inland and Coastal Flooding
Hurricane Floyd Major Disaster Declarations
Ramsey and the towns around it
How to read this page
FEMA’s expected losses across Ramsey total about $4.1M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.