Natural hazards · Pemberton

Pemberton, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Pemberton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2010. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pemberton?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pemberton to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding73%Earthquakes5%Everything else21%
By hazard

What Pemberton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 70% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pemberton flood?

Every paid claim on a federal flood insurance policy in Pemberton, from FEMA’s records.

2paid claims since 2010
$4Kpaid to owners
0homes flooded more than once
20102026

Biggest named events

  • March 2010 Nor'easter: 1 claim, $459
of homes in flood zones
are insured
of all homes
are insured
No community discount. Pemberton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.
Disasters that hit Pemberton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pemberton itself: aid to households, or repair grants to the Borough of Pemberton.

Brought FEMA money into PembertonDeclared for Burlington County only
2016

Severe Winter Storm and Snowstorm

$7K to the Borough of Pemberton for repairs
2012

Hurricane Sandy

34 households applied for aid $12K aid approved $9K to the Borough of Pemberton for repairs
2011

Hurricane Irene

94 households applied for aid $72K aid approved $10K to the Borough of Pemberton for repairs
2010

Severe Winter Storm and Snowstorm

$3K to the Borough of Pemberton for repairs
2010

Severe Storms and Flooding

30 households applied for aid $138K aid approved
2007

Severe Storms and Inland and Coastal Flooding

34 households applied for aid $30K aid approved
2004

Severe Storms and Flooding

37 households applied for aid $68K aid approved $776 to the Borough of Pemberton for repairs
Burlington County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pemberton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Pemberton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Pemberton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pemberton total about $552K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01