Natural hazards · Paulsboro

Paulsboro, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Paulsboro comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 15 claims here since 1988. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paulsboro?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paulsboro to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding70%Coastal flooding7%Earthquakes5%Everything else18%

By hazard

What Paulsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Coastal flooding

7% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paulsboro flood?

Every paid claim on a federal flood insurance policy in Paulsboro, from FEMA’s records.

15paid claims since 1988

$75Kpaid to owners

1homes flooded more than once

19882026

Biggest named events

Hurricane Irene: 5 claims, $40K
April 2007 Nor'easter: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Paulsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gloucester County.

Disasters that hit Paulsboro

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Paulsboro itself: aid to households, or repair grants to the Borough of Paulsboro.

Brought FEMA money into PaulsboroDeclared for Gloucester County only

2021

Remnants of Hurricane Ida

42 households applied for aid $61K aid approved

2015

Severe Storm

$54K to the Borough of Paulsboro for repairs

2012

Hurricane Sandy

20 households applied for aid $11K aid approved

2011

Hurricane Irene

158 households applied for aid $85K aid approved

2010

Severe Storms and Flooding

9 households applied for aid $5K aid approved

2010

Severe Winter Storm and Snowstorm

$10K to the Borough of Paulsboro for repairs

2009

Snowstorm

$12K to the Borough of Paulsboro for repairs

2007

Severe Storms and Inland and Coastal Flooding

4 households applied for aid $584 aid approved

Gloucester County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Paulsboro

Paulsboro and the towns around it

Very lowLowModerateHighVery high

Greenwichmostly inland floodingVery high

Paulsboromostly inland floodingHigh

Tinicummostly inland floodingModerate

West Deptfordmostly inland floodingLow

East Greenwichmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paulsboro covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Paulsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Paulsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Paulsboro total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.