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Natural hazards · Park Ridge

Park Ridge, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Park Ridge comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 14 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Park Ridge?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Park Ridge to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding75%Hurricanes6%Everything else19%
By hazard

What Park Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 6 times a year in the area

Hurricanes

6% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Park Ridge flood?

Every paid claim on a federal flood insurance policy in Park Ridge, from FEMA’s records.

14paid claims since 1979
$417Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Hurricane Ida: 4 claims, $105K
  • Hurricane Irene: 3 claims, $119K
  • April 2007 Nor'easter: 1 claim, $983
of homes in flood zones
are insured
of all homes
are insured
No community discount. Park Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bergen County.
Disasters that hit Park Ridge

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Park Ridge itself: aid to households, or repair grants to the Borough of Park Ridge.

Brought FEMA money into Park RidgeDeclared for Bergen County only
2021

Remnants of Hurricane Ida

41 households applied for aid $26K aid approved $540K to the Borough of Park Ridge for repairs
2020

Tropical Storm Isaias

$168K to the Borough of Park Ridge for repairs
2018

Severe Winter Storm and Snowstorm

$135K to the Borough of Park Ridge for repairs
2016

Severe Winter Storm and Snowstorm

$51K to the Borough of Park Ridge for repairs
2012

Hurricane Sandy

21 households applied for aid $363K to the Borough of Park Ridge for repairs
2011

Severe Storm

$158K to the Borough of Park Ridge for repairs
2011

Hurricane Irene

12 households applied for aid $22K aid approved $180K to the Borough of Park Ridge for repairs
2010

Severe Winter Storm and Snowstorm

$30K to the Borough of Park Ridge for repairs
2010

Severe Storms and Flooding

3 households applied for aid $5K aid approved $55K to the Borough of Park Ridge for repairs
2007

Severe Storms and Inland and Coastal Flooding

28 households applied for aid $37K aid approved
1999

Hurricane Floyd Major Disaster Declarations

$328K to the Borough of Park Ridge for repairs
Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Park Ridge

Park Ridge and the towns around it

Woodcliff Lake: Very low, mostly inland floodingRiver Vale: Moderate, mostly inland floodingMontvale: Very low, mostly inland floodingHillsdale: Moderate, mostly inland floodingSaddle River: Low, mostly inland floodingUpper Saddle River: Moderate, mostly inland floodingOld Tappan: Low, mostly inland floodingWestwood: High, mostly inland floodingHarrington Park: Moderate, mostly inland floodingEmerson: Low, mostly inland floodingWashington: Moderate, mostly inland floodingPark Ridge: Low, mostly inland flooding Park RidgeWoodcliff LakeRiver ValeMontvaleHillsdale
Very lowLowModerateHighVery high
River Valemostly inland floodingModerate
Hillsdalemostly inland floodingModerate
Park Ridgemostly inland floodingLow
Montvalemostly inland floodingVery low
Woodcliff Lakemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Park Ridge covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Park Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Park Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Park Ridge total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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