Ocean Gate, NJ natural hazards
Most of the natural-hazard damage FEMA expects in Ocean Gate comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 387 claims here since 1979. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Ocean Gate?
FEMA expects yearly storm and flood damage to homes and buildings in Ocean Gate to be higher than in 71% of U.S. communities, mostly from inland flooding and coastal flooding.
What Ocean Gate faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Coastal flooding
Strong wind
Hurricanes
Lower here
Not a risk here
Does Ocean Gate flood?
Every paid claim on a federal flood insurance policy in Ocean Gate, from FEMA’s records.
Biggest named events
- Hurricane Sandy: 320 claims, $17.8M
- December Storm - Nor'easter: 33 claims, $236K
- March 2010 Nor'easter: 3 claims, $22K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Ocean Gate itself: aid to households, or repair grants to the Borough of Ocean Gate.
Severe Winter Storm and Snowstorm
Hurricane Sandy
Hurricane Irene
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Snowstorm
Severe Storms and Flooding Associated With Tropical Depression Ida and a Nor'eas
How to read this page
FEMA’s expected losses across Ocean Gate total about $667K a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.