Natural hazards · Nutley

Nutley, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Nutley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 251 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Nutley?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nutley to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding81%Heat waves7%Everything else13%
By hazard

What Nutley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 3 times a year in the area

Heat waves

7% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about 10 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Nutley flood?

Every paid claim on a federal flood insurance policy in Nutley, from FEMA’s records.

251paid claims since 1978
$6.3Mpaid to owners
26homes flooded more than once
19782026

Biggest named events

  • Hurricane Ida: 67 claims, $4.1M
  • Hurricane Irene: 55 claims, $900K
  • Hurricane Floyd: 40 claims, $376K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (8) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Nutley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Essex County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared
Disasters that hit Nutley

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nutley itself: aid to households, or repair grants to the Township of Nutley.

Brought FEMA money into NutleyDeclared for Essex County only
2021

Remnants of Hurricane Ida

739 households applied for aid $2.2M aid approved $2.4M to the Township of Nutley for repairs
2020

Tropical Storm Isaias

$452K to the Township of Nutley for repairs
2016

Severe Winter Storm and Snowstorm

$96K to the Township of Nutley for repairs
2012

Hurricane Sandy

297 households applied for aid $66K aid approved $681K to the Township of Nutley for repairs
2011

Severe Storm

$239K to the Township of Nutley for repairs
2011

Hurricane Irene

299 households applied for aid $366K aid approved $240K to the Township of Nutley for repairs
2010

Severe Winter Storm and Snowstorm

$84K to the Township of Nutley for repairs
2010

Severe Storms and Flooding

2 households applied for aid $2K aid approved $58K to the Township of Nutley for repairs
2007

Severe Storms and Inland and Coastal Flooding

127 households applied for aid $109K aid approved $98K to the Township of Nutley for repairs
1999

Hurricane Floyd Major Disaster Declarations

$139K to the Township of Nutley for repairs
Essex County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Nutley

Nutley and the towns around it

Bloomfield: High, mostly inland floodingLyndhurst: High, mostly inland floodingClifton: Low, mostly inland floodingBelleville: High, mostly inland floodingGlen Ridge: Low, mostly inland floodingNewark: Moderate, mostly inland floodingEast Orange: Low, mostly inland floodingKearny: High, mostly inland floodingNorth Arlington: High, mostly inland floodingRutherford: High, mostly inland floodingSecaucus: High, mostly inland floodingWoodland Park: Moderate, mostly inland floodingGarfield: Moderate, mostly inland floodingPassaic: Moderate, mostly inland floodingLittle Falls: High, mostly inland floodingMontclair: Low, mostly inland floodingPaterson: Moderate, mostly inland floodingNutley: High, mostly inland flooding NutleyBloomfieldLyndhurstCliftonBelleville
Very lowLowModerateHighVery high
Lyndhurstmostly inland floodingHigh
Bellevillemostly inland floodingHigh
Nutleymostly inland floodingHigh
Bloomfieldmostly inland floodingHigh
Cliftonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nutley covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Nutley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Nutley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nutley total about $11.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01