Natural hazards · Norwood

Norwood, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Norwood comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 16 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norwood?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norwood to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding69%Earthquakes10%Hurricanes7%Everything else15%

By hazard

What Norwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 70% of U.S. places

Hurricanes

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norwood flood?

Every paid claim on a federal flood insurance policy in Norwood, from FEMA’s records.

16paid claims since 1979

$300Kpaid to owners

3homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 4 claims, $117K
Hurricane Floyd: 3 claims, $23K
April 2007 Nor'easter: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Norwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bergen County.

Disasters that hit Norwood

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Norwood itself: aid to households, or repair grants to the Borough of Norwood.

Brought FEMA money into NorwoodDeclared for Bergen County only

2021

Remnants of Hurricane Ida

53 households applied for aid $176K aid approved

2012

Hurricane Sandy

19 households applied for aid $147K to the Borough of Norwood for repairs

2011

Severe Storm

$43K to the Borough of Norwood for repairs

2011

Hurricane Irene

8 households applied for aid $16K aid approved

2010

Severe Winter Storm and Snowstorm

$13K to the Borough of Norwood for repairs

2010

Severe Storms and Flooding

5 households applied for aid $3K aid approved $35K to the Borough of Norwood for repairs

2007

Severe Storms and Inland and Coastal Flooding

13 households applied for aid $9K aid approved $5K to the Borough of Norwood for repairs

1999

Hurricane Floyd Major Disaster Declarations

$12K to the Borough of Norwood for repairs

Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Norwood

Norwood and the towns around it

Very lowLowModerateHighVery high

Harrington Parkmostly inland floodingModerate

Clostermostly inland floodingLow

Norwoodmostly inland floodingLow

Northvalemostly inland floodingLow

Rockleighmostly inland floodingLow

Alpinemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Norwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Norwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Norwood total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.