Morristown, NJ natural hazards
Most of the natural-hazard damage FEMA expects in Morristown comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1979. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Morristown?
FEMA expects yearly storm and flood damage to homes and buildings in Morristown to be higher than in 51% of U.S. communities, mostly from inland flooding.
What Morristown faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Cold waves
Lower here
Not a risk here
Does Morristown flood?
Every paid claim on a federal flood insurance policy in Morristown, from FEMA’s records.
Biggest named events
- Hurricane Irene: 4 claims, $565K
- Hurricane Ida: 2 claims, $60K
- Hurricane Floyd: 2 claims, $34K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Morristown itself: aid to households, or repair grants to the Town of Morristown.
Remnants of Hurricane Ida
Tropical Storm Isaias
Severe Winter Storm and Snowstorm
Hurricane Sandy
Severe Storm
Hurricane Irene
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Severe Storms and Inland and Coastal Flooding
Severe Storms and Flooding
Hurricane Floyd Major Disaster Declarations
How to read this page
FEMA’s expected losses across Morristown total about $5.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.