Natural hazards · Moonachie

Moonachie, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Moonachie comes from coastal flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 234 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Moonachie?

100
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moonachie to be higher than in 100% of U.S. communities, mostly from coastal flooding.

Coastal flooding84%Inland flooding12%Everything else4%
By hazard

What Moonachie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

84% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

12% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Moonachie flood?

Every paid claim on a federal flood insurance policy in Moonachie, from FEMA’s records.

234paid claims since 1979
$18.1Mpaid to owners
12homes flooded more than once
19792026

Biggest named events

  • Hurricane Sandy: 171 claims, $10.9M
  • Hurricane Irene: 13 claims, $1.5M
  • Hurricane Ida: 12 claims, $557K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Moonachie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bergen County.

What’s been done with FEMA grants

2homes raised above flood level
Disasters that hit Moonachie

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moonachie itself: aid to households, or repair grants to the Borough of Moonachie.

Brought FEMA money into MoonachieDeclared for Bergen County only
2021

Remnants of Hurricane Ida

42 households applied for aid $100K aid approved $68K to the Borough of Moonachie for repairs
2020

Tropical Storm Isaias

$41K to the Borough of Moonachie for repairs
2018

Severe Winter Storm and Snowstorm

$14K to the Borough of Moonachie for repairs
2016

Severe Winter Storm and Snowstorm

$15K to the Borough of Moonachie for repairs
2012

Hurricane Sandy

982 households applied for aid $6.3M aid approved $5.7M to the Borough of Moonachie for repairs
2011

Severe Storm

$9K to the Borough of Moonachie for repairs
2011

Hurricane Irene

47 households applied for aid $89K aid approved $13K to the Borough of Moonachie for repairs
2010

Severe Winter Storm and Snowstorm

$20K to the Borough of Moonachie for repairs
2010

Severe Storms and Flooding

1 household applied for aid $11K to the Borough of Moonachie for repairs
2007

Severe Storms and Inland and Coastal Flooding

11 households applied for aid $2K aid approved $31K to the Borough of Moonachie for repairs
1999

Hurricane Floyd Major Disaster Declarations

$10K to the Borough of Moonachie for repairs
Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Moonachie

Moonachie and the towns around it

Little Ferry: Very high, mostly coastal floodingWood-Ridge: Moderate, mostly inland floodingCarlstadt: Very high, mostly coastal floodingSouth Hackensack: Very high, mostly coastal floodingHasbrouck Heights: Low, mostly inland floodingTeterboro: Very high, mostly coastal floodingRidgefield: High, mostly inland floodingRidgefield Park: Moderate, mostly inland floodingWallington: Very high, mostly inland floodingEast Rutherford: Very high, mostly inland floodingNorth Bergen: Moderate, mostly inland floodingSecaucus: High, mostly inland floodingGarfield: Moderate, mostly inland floodingHackensack: Moderate, mostly inland floodingLodi: High, mostly inland floodingMoonachie: Very high, mostly coastal flooding MoonachieLittle FerryWood-RidgeCarlstadtSouth HackensackHasbrouck HeightsTeterboro
Very lowLowModerateHighVery high
Moonachiemostly coastal floodingVery high
Little Ferrymostly coastal floodingVery high
Carlstadtmostly coastal floodingVery high
South Hackensackmostly coastal floodingVery high
Teterboromostly coastal floodingVery high
Wood-Ridgemostly inland floodingModerate
Hasbrouck Heightsmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moonachie covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Moonachie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Moonachie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moonachie total about $16.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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