Metuchen, NJ natural hazards
Most of the natural-hazard damage FEMA expects in Metuchen comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1979. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Metuchen?
FEMA expects yearly storm and flood damage to homes and buildings in Metuchen to be higher than in 43% of U.S. communities, mostly from inland flooding.
What Metuchen faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Strong wind
Lower here
Not a risk here
Does Metuchen flood?
Every paid claim on a federal flood insurance policy in Metuchen, from FEMA’s records.
Biggest named events
- Hurricane Irene: 6 claims, $43K
- Not a named storm: 1 claim, $2K
- 2025 July NYC Metro Area Flooding: 1 claim, $6K
are insured
are insured
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in Metuchen itself: aid to households, or repair grants to the Borough of Metuchen.
Remnants of Hurricane Ida
Severe Winter Storm and Snowstorm
Hurricane Sandy
Severe Storm
Hurricane Irene
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Severe Storms and Inland and Coastal Flooding
Hurricane Floyd Major Disaster Declarations
How to read this page
FEMA’s expected losses across Metuchen total about $4.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.