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Natural hazards · Mansfield

Mansfield, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Mansfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 17 claims here since 1989.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mansfield?

34
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mansfield to be higher than in 34% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves20%Strong wind6%Hurricanes6%Everything else16%
By hazard

What Mansfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 2 times a year in the area

Cold waves

20% of expected damage
Below average · higher than 33% of U.S. places
Recorded about once a year in the area

Strong wind

6% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 6 times a year in the area

Hurricanes

6% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mansfield flood?

Every paid claim on a federal flood insurance policy in Mansfield, from FEMA’s records.

17paid claims since 1989
$203Kpaid to owners
0homes flooded more than once
19892026

Biggest named events

  • Hurricane Floyd: 3 claims, $34K
  • Hurricane Irene: 2 claims, $60K
  • Hurricane Isaias: 1 claim, $5K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Mansfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Warren County.
Disasters that hit Mansfield

Federal disasters declared here

None of the disasters declared for Warren County shows FEMA aid or repair money reaching Mansfield itself in FEMA’s records.

Brought FEMA money into MansfieldDeclared for Warren County only
Warren County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Mansfield

Mansfield and the towns around it

Washington: Low, mostly inland floodingLebanon: Moderate, mostly inland floodingHackettstown: Moderate, mostly inland floodingWashington: Moderate, mostly inland floodingIndependence: Low, mostly inland floodingOxford: Low, mostly inland floodingLiberty: Moderate, mostly inland floodingChester: Moderate, mostly inland floodingMount Olive: Low, mostly inland floodingTewksbury: Moderate, mostly inland floodingCalifon: Moderate, mostly inland floodingUnion: Low, mostly inland floodingGlen Gardner: High, mostly inland floodingClinton: Low, mostly inland floodingBethlehem: Low, mostly inland floodingHampton: High, mostly inland floodingHigh Bridge: High, mostly inland floodingAllamuchy: Low, mostly inland floodingFranklin: Moderate, mostly inland floodingFrelinghuysen: Low, mostly inland floodingWhite: High, mostly inland floodingHope: Moderate, mostly inland floodingMansfield: Low, mostly inland flooding MansfieldWashingtonLebanonHackettstownWashingtonIndependenceOxfordLiberty
Very lowLowModerateHighVery high
Lebanonmostly inland floodingModerate
Hackettstownmostly inland floodingModerate
Washingtonmostly inland floodingModerate
Libertymostly inland floodingModerate
Mansfieldmostly inland floodingLow
Oxfordmostly inland floodingLow
Independencemostly inland floodingLow
Washingtonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mansfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Mansfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Mansfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mansfield total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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