Town Hall · Lower

Lower, NJ town hall & government

Lower spent $38.7 million in the year to December 31, 2024, about $1,748 per resident.

Where the money goes, where it comes from, property taxes, and how to reach Lower's government.

Town budget

Where Lower's money goes

Spent
$38.7 million
fiscal year to December 31, 2024
Per resident
$1,748
typical New Jersey towns: $1,362
Long-term debt
$27.3 million
$1,235 per resident
Police
$5.9 million15%
Sewer & trash
$5.6 million14%
Administration & buildings
$5.3 million14%
Roads & transportation
$4.6 million12%
Parks & libraries
$1.3 million3%
Paid to other governments
$729,0002%
Courts, inspections & corrections
$670,0002%
Interest on debt
$618,0002%
Fire
$456,0001%
Health & welfare
$95,000<1%
Other
$13.5 million35%

Where the money comes from

  • Property taxes 68%
  • Interest, fines & other 14%
  • From the state 6%
  • Other taxes & licenses 4%
  • From other local governments 3%
  • Sales taxes 2%
  • From the federal government 1%
  • Fees & charges 1%
Town workforce

Who works for Lower

Full-time staff
154
43 part-time too
Average full-time pay
$86,100
a year, before benefits
Sworn police officers
49
full-time, with power of arrest
Police
55 full-time4 part
Sewer & trash
40 full-time11 part
Administration & buildings
25 full-time10 part
Parks & libraries
4 full-time13 part
Water & other utilities
10 full-time1 part
Courts, inspections & corrections
2 full-time3 part
Fire
3 full-time1 part
Roads & transportation
2 full-time
Other
13 full-time

Staff on the town's payroll in March 2025. Pay is March payroll times twelve, so it's approximate.

Schools · school year 2023–24

Lower Township School District

Lower's elementary school district. It is its own government, with a budget separate from the town's.

Spending per pupil
$25,348
New Jersey: $28,441
Students
1,438
in the whole district
Long-term debt
$18.5 million
at year end

Where the district's money comes from New Jersey districts overall: 48% local, 46% state, 6% federal

  • Local 55%
  • State 39%
  • Federal 6%

Of the $25,348 per pupil, $14,054 goes to classroom instruction (teachers, aides, supplies); the rest to support services such as buses, buildings, counselors and administration. Building projects and debt payments aren't in the per-pupil figure.

Also serving Lower: Lower Cape May Regional School District ($29,688 per pupil).

Property tax

What homeowners in Lower pay

Typical tax bill
$4,186
a year · New Jersey typical $9,590
Effective rate
1.15%
of home value · New Jersey 2.11%
Typical home value
$364,900
owner-occupied

The median yearly bill homeowners report, covering every local property tax on the home (town, schools, county). The effective rate is that bill divided by the median home value, so it's a rough guide, not the official tax rate.

Local

Contact Lower's government

🏛️ Official websitetownshipoflower.org ↗

Town hall & decisions in Lower →

Beyond town hall

Who represents Lower

Lower is represented in Congress by Senators Cory A. Booker and Andy Kim and Representative Jefferson Van Drew. Mikie Sherrill is governor.

All of Lower's representatives, with contacts →

Budget: U.S. Census Bureau, 2022 Census of Governments: Finance (every city and town government's revenue, spending and debt, grouped into plain categories). Property tax: Census American Community Survey, 5-year estimates.

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Lower

New Jersey · NJ · Cape May County
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