Natural hazards · Lakehurst

Lakehurst, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Lakehurst comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lakehurst?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lakehurst to be higher than in 38% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding40%Strong wind23%Hurricanes9%Earthquakes8%Cold waves6%Heat waves6%Everything else7%

By hazard

What Lakehurst faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 3 times a year in the area

Strong wind

23% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Earthquakes

8% of expected damage

Above average · higher than 71% of U.S. places

Cold waves

6% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lakehurst flood?

Every paid claim on a federal flood insurance policy in Lakehurst, from FEMA’s records.

1paid claims since 1978

$830paid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lakehurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ocean County.

Disasters that hit Lakehurst

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lakehurst itself: aid to households, or repair grants to the Borough of Lakehurst.

Brought FEMA money into LakehurstDeclared for Ocean County only

2016

Severe Winter Storm and Snowstorm

$12K to the Borough of Lakehurst for repairs

2012

Hurricane Sandy

54 households applied for aid $10K aid approved $50K to the Borough of Lakehurst for repairs

2011

Hurricane Irene

3 households applied for aid $8K to the Borough of Lakehurst for repairs

2010

Severe Winter Storm and Snowstorm

$6K to the Borough of Lakehurst for repairs

2010

Severe Storms and Flooding

20 households applied for aid $16K aid approved

2009

Snowstorm

$11K to the Borough of Lakehurst for repairs

Ocean County has had 27 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lakehurst covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lakehurst’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Lakehurst. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lakehurst total about $488K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Lakehurst, NJ natural hazards

How exposed is Lakehurst?

What Lakehurst faces

Inland flooding

Strong wind

Hurricanes

Earthquakes

Cold waves

Heat waves

Lower here

Not a risk here

Does Lakehurst flood?

6 federal disasters brought FEMA money here

Severe Winter Storm and Snowstorm

Hurricane Sandy

Hurricane Irene

Severe Winter Storm and Snowstorm

Severe Storms and Flooding

Snowstorm

How to read this page

Where to, neighbor?

Matches

Nearby