Natural hazards · Kingwood

Kingwood, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Kingwood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 136 claims here since 1983. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kingwood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kingwood to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding81%Strong wind6%Everything else14%

By hazard

What Kingwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kingwood flood?

Every paid claim on a federal flood insurance policy in Kingwood, from FEMA’s records.

136paid claims since 1983

$5.9Mpaid to owners

31homes flooded more than once

19832026

Biggest named events

Hurricane Ida: 7 claims, $448K
Hurricane Irene: 4 claims, $209K
Torrential rain: 3 claims, $139K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (10) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kingwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hunterdon County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Kingwood

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kingwood itself: aid to households, or repair grants to the Township of Kingwood.

Brought FEMA money into KingwoodDeclared for Hunterdon County only

2021

Remnants of Hurricane Ida

$706K to the Township of Kingwood for repairs

2016

Severe Winter Storm and Snowstorm

$31K to the Township of Kingwood for repairs

2012

Hurricane Sandy

$79K to the Township of Kingwood for repairs

2011

Severe Storm

$17K to the Township of Kingwood for repairs

2011

Hurricane Irene

$58K to the Township of Kingwood for repairs

2010

Severe Storms and Flooding

$4K to the Township of Kingwood for repairs

2006

Severe Storms and Flooding

$5K to the Township of Kingwood for repairs

2004

Severe Storms and Flooding

$5K to the Township of Kingwood for repairs

Hunterdon County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Kingwood

Kingwood and the towns around it

Very lowLowModerateHighVery high

Kingwoodmostly inland floodingHigh

Frenchtownmostly inland floodingHigh

Delawaremostly inland floodingHigh

Alexandriamostly inland floodingHigh

Tinicummostly inland floodingModerate

Franklinmostly inland floodingLow

Plumsteadmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kingwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kingwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Kingwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kingwood total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.