Natural hazards · Kenilworth

Kenilworth, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Kenilworth comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 154 claims here since 1984. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kenilworth?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kenilworth to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding69%Earthquakes11%Everything else20%
By hazard

What Kenilworth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

11% of expected damage
Well above average · higher than 76% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kenilworth flood?

Every paid claim on a federal flood insurance policy in Kenilworth, from FEMA’s records.

154paid claims since 1984
$2.4Mpaid to owners
12homes flooded more than once
19842026

Biggest named events

  • Hurricane Irene: 83 claims, $1.5M
  • Hurricane Ida: 27 claims, $594K
  • Hurricane Floyd: 18 claims, $105K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Kenilworth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Union County.
Disasters that hit Kenilworth

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kenilworth itself: aid to households, or repair grants to the Borough of Kenilworth.

Brought FEMA money into KenilworthDeclared for Union County only
2021

Remnants of Hurricane Ida

110 households applied for aid $279K aid approved $83K to the Borough of Kenilworth for repairs
2016

Severe Winter Storm and Snowstorm

$38K to the Borough of Kenilworth for repairs
2012

Hurricane Sandy

200 households applied for aid $14K aid approved $154K to the Borough of Kenilworth for repairs
2011

Severe Storm

$23K to the Borough of Kenilworth for repairs
2011

Hurricane Irene

214 households applied for aid $607K aid approved $103K to the Borough of Kenilworth for repairs
2010

Severe Winter Storm and Snowstorm

$14K to the Borough of Kenilworth for repairs
2010

Severe Storms and Flooding

17 households applied for aid $15K aid approved
2007

Severe Storms and Inland and Coastal Flooding

55 households applied for aid $65K aid approved $12K to the Borough of Kenilworth for repairs
1999

Hurricane Floyd Major Disaster Declarations

$20K to the Borough of Kenilworth for repairs
Union County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Kenilworth

Kenilworth and the towns around it

Union: Low, mostly inland floodingCranford: Moderate, mostly inland floodingRoselle Park: Very low, mostly inland floodingSpringfield: High, mostly inland floodingHillside: Low, mostly inland floodingMillburn: Moderate, mostly inland floodingElizabeth: Low, mostly inland floodingMaplewood: Low, mostly inland floodingIrvington: Moderate, mostly inland floodingGarwood: Very low, mostly inland floodingWestfield: Low, mostly inland floodingLinden: Low, mostly inland floodingClark: Moderate, mostly inland floodingRoselle: Very low, mostly inland floodingWinfield: High, mostly inland floodingSummit: Moderate, mostly inland floodingKenilworth: Low, mostly inland flooding KenilworthUnionCranfordRoselle ParkSpringfield
Very lowLowModerateHighVery high
Springfieldmostly inland floodingHigh
Cranfordmostly inland floodingModerate
Unionmostly inland floodingLow
Kenilworthmostly inland floodingLow
Roselle Parkmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kenilworth covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Kenilworth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Kenilworth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kenilworth total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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