Natural hazards · Jamesburg

Jamesburg, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Jamesburg comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 36 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jamesburg?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jamesburg to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding64%Cold waves6%Strong wind6%Earthquakes5%Tornadoes5%Everything else13%
By hazard

What Jamesburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 25% of U.S. places
Recorded about once a year in the area

Strong wind

6% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 7 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 63% of U.S. places

Tornadoes

5% of expected damage
Below average · higher than 44% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jamesburg flood?

Every paid claim on a federal flood insurance policy in Jamesburg, from FEMA’s records.

36paid claims since 1979
$709Kpaid to owners
7homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 12 claims, $323K
  • Tropical Storm Henri: 9 claims, $255K
  • Mid-spring storms: 1 claim, $15K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Jamesburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Middlesex County.
Disasters that hit Jamesburg

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jamesburg itself: aid to households, or repair grants to the Borough of Jamesburg.

Brought FEMA money into JamesburgDeclared for Middlesex County only
2021

Remnants of Hurricane Ida

30 households applied for aid $92K aid approved $625K to the Borough of Jamesburg for repairs
2016

Severe Winter Storm and Snowstorm

$10K to the Borough of Jamesburg for repairs
2012

Hurricane Sandy

142 households applied for aid $16K aid approved $150K to the Borough of Jamesburg for repairs
2011

Hurricane Irene

87 households applied for aid $260K aid approved $43K to the Borough of Jamesburg for repairs
2010

Severe Winter Storm and Snowstorm

$10K to the Borough of Jamesburg for repairs
2010

Severe Storms and Flooding

4 households applied for aid $5K to the Borough of Jamesburg for repairs
2007

Severe Storms and Inland and Coastal Flooding

6 households applied for aid $5K aid approved
1999

Hurricane Floyd Major Disaster Declarations

$1K to the Borough of Jamesburg for repairs
Middlesex County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jamesburg covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Jamesburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Jamesburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jamesburg total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Jamesburg, NJView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Jamesburg is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01