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Natural hazards · Jackson

Jackson, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Jackson comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1982. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jackson?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jackson to be higher than in 47% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding42%Strong wind30%Hurricanes7%Everything else22%
By hazard

What Jackson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 3 times a year in the area

Strong wind

30% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Hurricanes

7% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jackson flood?

Every paid claim on a federal flood insurance policy in Jackson, from FEMA’s records.

9paid claims since 1982
$56Kpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • March 2010 Nor'easter: 3 claims, $11K
  • Hurricane Irene: 3 claims, $18K
  • April 2007 Nor'easter: 1 claim, $7K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Jackson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ocean County.
Disasters that hit Jackson

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jackson itself: aid to households, or repair grants to the Township of Jackson.

Brought FEMA money into JacksonDeclared for Ocean County only
2016

Severe Winter Storm and Snowstorm

$189K to the Township of Jackson for repairs
2012

Hurricane Sandy

893 households applied for aid $81K aid approved $1.7M to the Township of Jackson for repairs
2011

Hurricane Irene

113 households applied for aid $173K aid approved $69K to the Township of Jackson for repairs
2010

Severe Winter Storm and Snowstorm

$242K to the Township of Jackson for repairs
2010

Severe Storms and Flooding

223 households applied for aid $358K aid approved $55K to the Township of Jackson for repairs
2009

Snowstorm

$106K to the Township of Jackson for repairs
Ocean County has had 27 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Jackson

Jackson and the towns around it

Howell: Moderate, mostly inland floodingPlumsted: High, mostly inland floodingManchester: Moderate, mostly inland floodingLakewood: Low, mostly inland floodingFreehold: Moderate, mostly inland floodingWall: Moderate, mostly strong windsBrick: Moderate, mostly inland floodingColts Neck: High, mostly inland floodingNew Hanover: Very low, mostly inland floodingNorth Hanover: Low, mostly inland floodingToms River: High, mostly inland floodingLacey: High, mostly inland floodingMarlboro: High, mostly inland floodingManalapan: High, mostly inland floodingJackson: Moderate, mostly inland flooding JacksonHowellPlumstedManchesterLakewoodFreehold
Very lowLowModerateHighVery high
Plumstedmostly inland floodingHigh
Freeholdmostly inland floodingModerate
Howellmostly inland floodingModerate
Jacksonmostly inland floodingModerate
Manchestermostly inland floodingModerate
Lakewoodmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jackson covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Jackson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Jackson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jackson total about $16.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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