Hightstown, NJ natural hazards
Most of the natural-hazard damage FEMA expects in Hightstown comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 11 claims here since 1979. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Hightstown?
FEMA expects yearly storm and flood damage to homes and buildings in Hightstown to be higher than in 83% of U.S. communities, mostly from inland flooding.
What Hightstown faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Earthquakes
Strong wind
Lower here
Not a risk here
Does Hightstown flood?
Every paid claim on a federal flood insurance policy in Hightstown, from FEMA’s records.
Biggest named events
- Hurricane Irene: 5 claims, $267K
- Tropical Storm Henri: 1 claim, $47K
- Not a named storm: 1 claim, $585
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Hightstown itself: aid to households, or repair grants to the Borough of Hightstown.
Remnants of Hurricane Ida
Severe Winter Storm and Snowstorm
Hurricane Sandy
Hurricane Irene
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Severe Storms and Inland and Coastal Flooding
Severe Storms and Flooding
Severe Storms and Flooding
Hurricane Floyd Major Disaster Declarations
How to read this page
FEMA’s expected losses across Hightstown total about $3.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.