Natural hazards · Haworth

Haworth, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Haworth comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Haworth?

14
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haworth to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding68%Hurricanes8%Earthquakes8%Everything else16%
By hazard

What Haworth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Below average · higher than 28% of U.S. places
Recorded about 6 times a year in the area

Hurricanes

8% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 7 years in the area

Earthquakes

8% of expected damage
Above average · higher than 64% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Haworth flood?

Every paid claim on a federal flood insurance policy in Haworth, from FEMA’s records.

9paid claims since 1979
$98Kpaid to owners
2homes flooded more than once
19792026

Biggest named events

  • April 2007 Nor'easter: 2 claims, $11K
  • Hurricane Ida: 1 claim, $7K
  • Torrential rain: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Haworth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bergen County.
Disasters that hit Haworth

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Haworth itself: aid to households, or repair grants to the Borough of Haworth.

Brought FEMA money into HaworthDeclared for Bergen County only
2021

Remnants of Hurricane Ida

31 households applied for aid $99K aid approved $92K to the Borough of Haworth for repairs
2016

Severe Winter Storm and Snowstorm

$17K to the Borough of Haworth for repairs
2012

Hurricane Sandy

18 households applied for aid $7K aid approved $292K to the Borough of Haworth for repairs
2011

Severe Storm

$127K to the Borough of Haworth for repairs
2011

Hurricane Irene

5 households applied for aid $6K aid approved $31K to the Borough of Haworth for repairs
2010

Severe Winter Storm and Snowstorm

$14K to the Borough of Haworth for repairs
2010

Severe Storms and Flooding

4 households applied for aid $791 aid approved $98K to the Borough of Haworth for repairs
2007

Severe Storms and Inland and Coastal Flooding

43 households applied for aid $38K aid approved $38K to the Borough of Haworth for repairs
1999

Hurricane Floyd Major Disaster Declarations

$15K to the Borough of Haworth for repairs
Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Haworth

Haworth and the towns around it

Emerson: Low, mostly inland floodingOradell: Low, mostly inland floodingCloster: Low, mostly inland floodingDemarest: Moderate, mostly inland floodingDumont: Low, mostly inland floodingWestwood: High, mostly inland floodingRiver Vale: Moderate, mostly inland floodingHarrington Park: Moderate, mostly inland floodingParamus: Moderate, mostly inland floodingWashington: Moderate, mostly inland floodingNew Milford: Moderate, mostly inland floodingRiver Edge: High, mostly inland floodingNorwood: Low, mostly inland floodingAlpine: Very low, mostly inland floodingCresskill: Low, mostly inland floodingBergenfield: Moderate, mostly inland floodingHaworth: Very low, mostly inland flooding HaworthEmersonOradellClosterDemarestDumont
Very lowLowModerateHighVery high
Demarestmostly inland floodingModerate
Oradellmostly inland floodingLow
Dumontmostly inland floodingLow
Clostermostly inland floodingLow
Emersonmostly inland floodingLow
Haworthmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haworth covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Haworth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Haworth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Haworth total about $851K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01