Natural hazards · Frelinghuysen

Frelinghuysen, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Frelinghuysen comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2011. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Frelinghuysen?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frelinghuysen to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves18%Hurricanes7%Strong wind7%Everything else15%

By hazard

What Frelinghuysen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Cold waves

18% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 19 years in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Frelinghuysen flood?

Every paid claim on a federal flood insurance policy in Frelinghuysen, from FEMA’s records.

2paid claims since 2011

$43Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $9K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Frelinghuysen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Frelinghuysen

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Frelinghuysen itself: aid to households, or repair grants to the Township of Frelinghuysen.

Brought FEMA money into FrelinghuysenDeclared for Warren County only

2021

Severe Winter Storm and Snowstorm

$18K to the Township of Frelinghuysen for repairs

2016

Severe Winter Storm and Snowstorm

$20K to the Township of Frelinghuysen for repairs

2012

Hurricane Sandy

$37K to the Township of Frelinghuysen for repairs

2011

Severe Storm

$8K to the Township of Frelinghuysen for repairs

2011

Remnants of Tropical Storm Lee

$14K to the Township of Frelinghuysen for repairs

2011

Hurricane Irene

$13K to the Township of Frelinghuysen for repairs

2004

Severe Storms and Flooding

$16K to the Township of Frelinghuysen for repairs

Warren County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Frelinghuysen

Frelinghuysen and the towns around it

Very lowLowModerateHighVery high

Hardwickmostly inland floodingModerate

Blairstownmostly inland floodingModerate

Stillwatermostly inland floodingModerate

Hopemostly inland floodingModerate

Greenmostly inland floodingModerate

Allamuchymostly inland floodingLow

Independencemostly inland floodingLow

Frelinghuysenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frelinghuysen covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Frelinghuysen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Frelinghuysen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Frelinghuysen total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.