Natural hazards · Fredon

Fredon, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Fredon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2011. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fredon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fredon to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves26%Strong wind21%Everything else14%

By hazard

What Fredon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Cold waves

26% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Strong wind

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fredon flood?

Every paid claim on a federal flood insurance policy in Fredon, from FEMA’s records.

1paid claims since 2011

$7Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fredon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sussex County.

Disasters that hit Fredon

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fredon itself: aid to households, or repair grants to the Township of Fredon.

Brought FEMA money into FredonDeclared for Sussex County only

2021

Severe Winter Storm and Snowstorm

$21K to the Township of Fredon for repairs

2012

Hurricane Sandy

$43K to the Township of Fredon for repairs

2011

Severe Storm

$44K to the Township of Fredon for repairs

2011

Remnants of Tropical Storm Lee

$24K to the Township of Fredon for repairs

2011

Hurricane Irene

3 households applied for aid $6K aid approved $8K to the Township of Fredon for repairs

2007

Severe Storms and Inland and Coastal Flooding

$5K to the Township of Fredon for repairs

2004

Severe Storms and Flooding

1 household applied for aid $7K aid approved $23K to the Township of Fredon for repairs

Sussex County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Fredon

Fredon and the towns around it

Very lowLowModerateHighVery high

Stillwatermostly inland floodingModerate

Greenmostly inland floodingModerate

Hamptonmostly inland floodingLow

Andovermostly inland floodingLow

Newtonmostly inland floodingLow

Fredonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fredon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fredon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fredon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fredon total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.