Natural hazards · Folsom

Folsom, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Folsom comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Folsom?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Folsom to be higher than in 65% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes18%Strong wind16%Everything else19%

By hazard

What Folsom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

18% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 6 years in the area

Strong wind

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Folsom flood?

Every paid claim on a federal flood insurance policy in Folsom, from FEMA’s records.

1paid claims since 1981

$657paid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Folsom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Atlantic County.

Disasters that hit Folsom

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Folsom itself: aid to households, or repair grants to the Borough of Folsom.

Brought FEMA money into FolsomDeclared for Atlantic County only

2016

Severe Winter Storm and Snowstorm

$3K to the Borough of Folsom for repairs

2015

Severe Storm

$20K to the Borough of Folsom for repairs

2012

Severe Storms and Straight-Line Winds

$11K to the Borough of Folsom for repairs

2011

Hurricane Irene

3 households applied for aid $2K aid approved $8K to the Borough of Folsom for repairs

2010

Severe Winter Storm and Snowstorm

$10K to the Borough of Folsom for repairs

2010

Severe Storms and Flooding

5 households applied for aid $4K aid approved

2009

Snowstorm

$7K to the Borough of Folsom for repairs

Atlantic County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Folsom

Folsom and the towns around it

Very lowLowModerateHighVery high

Folsommostly inland floodingHigh

Buena Vistamostly inland floodingModerate

Hammontonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Folsom covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Folsom’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Folsom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Folsom total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.