Natural hazards · Farmingdale

Farmingdale, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Farmingdale comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 21 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Farmingdale?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmingdale to be higher than in 64% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding42%Strong wind27%Heat waves12%Earthquakes6%Hurricanes5%Everything else7%
By hazard

What Farmingdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 4 times a year in the area

Strong wind

27% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Heat waves

12% of expected damage
Well below average · higher than 5% of U.S. places
Recorded about 7 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 74% of U.S. places

Hurricanes

5% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Farmingdale flood?

Every paid claim on a federal flood insurance policy in Farmingdale, from FEMA’s records.

21paid claims since 1979
$1.1Mpaid to owners
7homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 11 claims, $435K
  • Hurricane Sandy: 6 claims, $444K
  • Not a named storm: 2 claims, $135K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Farmingdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Monmouth County.
Disasters that hit Farmingdale

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farmingdale itself: aid to households, or repair grants to the Borough of Farmingdale.

Brought FEMA money into FarmingdaleDeclared for Monmouth County only
2016

Severe Winter Storm and Snowstorm

$10K to the Borough of Farmingdale for repairs
2012

Hurricane Sandy

148 households applied for aid $24K aid approved $19K to the Borough of Farmingdale for repairs
2011

Hurricane Irene

54 households applied for aid $147K aid approved $5K to the Borough of Farmingdale for repairs
2010

Severe Winter Storm and Snowstorm

$3K to the Borough of Farmingdale for repairs
2010

Severe Storms and Flooding

12 households applied for aid $10K aid approved $15K to the Borough of Farmingdale for repairs
Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmingdale covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Farmingdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Farmingdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Farmingdale total about $588K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01