Natural hazards · Fairview

Fairview, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Fairview comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 18 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairview?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairview to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding68%Heat waves5%Hurricanes5%Everything else22%

By hazard

What Fairview faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 6 times a year in the area

Heat waves

5% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 9 times a year in the area

Hurricanes

5% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 6 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

WildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairview flood?

Every paid claim on a federal flood insurance policy in Fairview, from FEMA’s records.

18paid claims since 1979

$1.7Mpaid to owners

3homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 7 claims, $694K
Hurricane Sandy: 2 claims, $543K
Hurricane Irene: 1 claim, $16K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bergen County.

Disasters that hit Fairview

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairview itself: aid to households, or repair grants to the Borough of Fairview.

Brought FEMA money into FairviewDeclared for Bergen County only

2021

Remnants of Hurricane Ida

278 households applied for aid $1.1M aid approved $75K to the Borough of Fairview for repairs

2012

Hurricane Sandy

175 households applied for aid $31K aid approved $39K to the Borough of Fairview for repairs

2011

Severe Storm

$1K to the Borough of Fairview for repairs

2011

Hurricane Irene

19 households applied for aid $32K aid approved $9K to the Borough of Fairview for repairs

2010

Severe Winter Storm and Snowstorm

$20K to the Borough of Fairview for repairs

2010

Severe Storms and Flooding

1 household applied for aid $13K to the Borough of Fairview for repairs

2007

Severe Storms and Inland and Coastal Flooding

8 households applied for aid $10K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$1K to the Borough of Fairview for repairs

Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Fairview

Fairview and the towns around it

Very lowLowModerateHighVery high

Ridgefieldmostly inland floodingHigh

Fairviewmostly inland floodingModerate

Cliffside Parkmostly inland floodingModerate

North Bergenmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairview covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Fairview’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Fairview. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairview total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.