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Natural hazards · Elsinboro

Elsinboro, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Elsinboro comes from coastal flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 32 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Elsinboro?

91
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elsinboro to be higher than in 91% of U.S. communities, mostly from coastal flooding and inland flooding.

Coastal flooding56%Inland flooding28%Everything else17%
By hazard

What Elsinboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

56% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

28% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Elsinboro flood?

Every paid claim on a federal flood insurance policy in Elsinboro, from FEMA’s records.

32paid claims since 1979
$152Kpaid to owners
3homes flooded more than once
19792026

Biggest named events

  • Hurricane Gloria: 6 claims, $10K
  • Hurricane Floyd: 4 claims, $27K
  • Hurricane Sandy: 3 claims, $15K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Elsinboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Salem County.
Disasters that hit Elsinboro

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Elsinboro itself: aid to households, or repair grants to the Township of Elsinboro.

Brought FEMA money into ElsinboroDeclared for Salem County only
2012

Severe Storms and Straight-Line Winds

$4K to the Township of Elsinboro for repairs
2011

Hurricane Irene

$4K to the Township of Elsinboro for repairs
2010

Severe Winter Storm and Snowstorm

$4K to the Township of Elsinboro for repairs
2009

Snowstorm

$4K to the Township of Elsinboro for repairs
Salem County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Elsinboro

Elsinboro and the towns around it

Lower Alloways Creek: Very high, mostly coastal floodingSalem: Very high, mostly coastal floodingPennsville: Very high, mostly coastal floodingQuinton: Low, mostly inland floodingStow Creek: Low, mostly hurricanesGreenwich: Low, mostly hurricanesMannington: Moderate, mostly inland floodingCarneys Point: High, mostly coastal floodingWilmington: High, mostly inland floodingAlloway: Low, mostly inland floodingElsinboro: Very high, mostly coastal flooding ElsinboroLower Alloways CreekSalemPennsvilleQuinton
Very lowLowModerateHighVery high
Elsinboromostly coastal floodingVery high
Salemmostly coastal floodingVery high
Pennsvillemostly coastal floodingVery high
Lower Alloways Creekmostly coastal floodingVery high
Quintonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elsinboro covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Elsinboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Elsinboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Elsinboro total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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