Chester, NJ natural hazards
Most of the natural-hazard damage FEMA expects in Chester comes from inland flooding, and overall the risk is very low for a U.S. community. 12 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Chester?
FEMA expects yearly storm and flood damage to homes and buildings in Chester to be higher than in 4% of U.S. communities, mostly from inland flooding.
What Chester faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Cold waves
Hurricanes
Tornadoes
Lower here
Not a risk here
Does Chester flood?
FEMA's records show no paid flood insurance claims in Chester.
are insured
12 federal disasters brought FEMA money here
Disasters the President declared that paid out in Chester itself: aid to households, or repair grants to the Borough of Chester.
Remnants of Hurricane Ida
Severe Winter Storm and Snowstorm
Tropical Storm Isaias
Severe Winter Storm and Snowstorm
Severe Winter Storm and Snowstorm
Hurricane Sandy
Severe Storm
Hurricane Irene
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Severe Storms and Inland and Coastal Flooding
Severe Storms and Flooding
How to read this page
FEMA’s expected losses across Chester total about $488K a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.