Natural hazards · Bound Brook

Bound Brook, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Bound Brook comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1,809 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bound Brook?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bound Brook to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Bound Brook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bound Brook flood?

Every paid claim on a federal flood insurance policy in Bound Brook, from FEMA’s records.

1,809paid claims since 1978

$64.9Mpaid to owners

468homes flooded more than once

19782026

Biggest named events

April 2007 Nor'easter: 500 claims, $24.3M
Hurricane Floyd: 351 claims, $15.1M
March 2010 Nor'easter: 346 claims, $11.0M

Homes that flooded again and again

Each house = 8 homes. ■ FEMA “severe repetitive loss” (105) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bound Brook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

What’s been done with FEMA grants

4homes raised above flood level

Disasters that hit Bound Brook

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bound Brook itself: aid to households, or repair grants to the Borough of Bound Brook.

Brought FEMA money into Bound BrookDeclared for Somerset County only

2021

Remnants of Hurricane Ida

351 households applied for aid $1.3M aid approved $144K to the Borough of Bound Brook for repairs

2018

Severe Winter Storm and Snowstorm

$135K to the Borough of Bound Brook for repairs

2016

Severe Winter Storm and Snowstorm

$31K to the Borough of Bound Brook for repairs

2012

Hurricane Sandy

257 households applied for aid $42K aid approved $223K to the Borough of Bound Brook for repairs

2011

Hurricane Irene

397 households applied for aid $847K aid approved $231K to the Borough of Bound Brook for repairs

2010

Severe Winter Storm and Snowstorm

$9K to the Borough of Bound Brook for repairs

2010

Severe Storms and Flooding

260 households applied for aid $363K aid approved $250K to the Borough of Bound Brook for repairs

2007

Severe Storms and Inland and Coastal Flooding

702 households applied for aid $1.4M aid approved $332K to the Borough of Bound Brook for repairs

1999

Hurricane Floyd Major Disaster Declarations

$1.1M to the Borough of Bound Brook for repairs

Somerset County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Bound Brook

Bound Brook and the towns around it

Very lowLowModerateHighVery high

Bound Brookmostly inland floodingVery high

Middlesexmostly inland floodingVery high

South Bound Brookmostly inland floodingVery high

Bridgewatermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bound Brook covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Bound Brook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Bound Brook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bound Brook total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.