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Housing in Belford

A typical Belford home is worth about $657,000

Up 7.1% in a year, 13% above the New Jersey typical home.

Typical home value
$657K
▲ 7.1% in a year · NJ $580K
Zillow
Median sale price
$659K
May 2026 · Redfin
Homes sold
2
in May · 5 for sale
2-bedroom rent
$2,220
a month, utilities in · HUD
Median tax bill
$7,392
NJ $9,590

Only 2 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

What kind of housing town is Belford?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Price trend

Up 41.6% in five years

Faster than New Jersey (35.4%).

BelfordNew Jersey
$300K$350K$400K$450K$500K$550K$600K$650K$700K20182020202220242026
Show as a table
JanuaryBelfordNew Jersey
2017$335,000$317,000
2018$353,000$330,000
2019$366,000$343,000
2020$379,000$358,000
2021$426,000$394,000
2022$468,000$441,000
2023$507,000$471,000
2024$555,000$511,000
2025$604,000$551,000
2026$630,000$568,000
August 2026$657,000$580,000
Then & now

A typical Belford home worth $331K in September 2016 is worth about $657K today.

+$327K
+7.1%
past year
+41.6%
past 5 years
+98.9%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

The homes

93% of Belford households own their home

Half of Belford’s homes were built before 1977.

Owners and renters
Own 93%Rent 7%

New Jersey: 64% own.

1977
typical home built · NJ 1970
$7,392
median property tax bill · NJ $9,590
1.44%
of a home’s value, a year in tax · NJ 2.11%

U.S. Census Bureau, American Community Survey 2020-2024.

Affordability

A typical home costs 5.8 years of income

About the same as across New Jersey. Try your own numbers below.

You could afford about
$409,000
Typical Belford home $657K

That’s $248K short of a typical Belford home.

The typical home, each month
$4,230
Loan $3,260Tax $790Insurance $190

A two-bedroom rents for about $2,220 a month here, $2,010 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Belford’s typical property tax (1.44% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $2,220

Renters already here pay a median of $1,458, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,600
1 bedroom$1,800
2 bedrooms$2,220
3 bedrooms$2,900
4 bedrooms$3,210
7%
of households rent · NJ 36%
45
renter households
0%
of renters spend 30%+ of income on rent · NJ 52%
24%
of the median income, for a two-bedroom
$1,458
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Monmouth-Ocean, NJ HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Belford vs. its neighbors

Belford is the 2nd least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Belford$657K+7.1%$2,220$113,359
Port Monmouth$631K+7.3%$1,790$104,135
Leonardo$696K+9.7%$1,970$138,125

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Belford buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Belford still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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