TownTapestry
Sign inJoin
BarnegatGood morning
Natural hazards · Barnegat

Barnegat, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Barnegat comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 239 claims here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Barnegat?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Barnegat to be higher than in 57% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding52%Strong wind19%Hurricanes7%Wildfire6%Everything else16%
By hazard

What Barnegat faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 3 times a year in the area

Strong wind

19% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

7% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 5 years in the area

Wildfire

6% of expected damage
Well above average · higher than 94% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Barnegat flood?

Every paid claim on a federal flood insurance policy in Barnegat, from FEMA’s records.

239paid claims since 1981
$7.5Mpaid to owners
15homes flooded more than once
19812026

Biggest named events

  • Hurricane Sandy: 158 claims, $6.9M
  • December Storm - Nor'easter: 39 claims, $339K
  • The “Halloween” storm: 7 claims, $48K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 20% off flood insurance. Barnegat is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Ocean County.

What’s been done with FEMA grants

1homes raised above flood level
Disasters that hit Barnegat

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Barnegat itself: aid to households, or repair grants to the Township of Barnegat.

Brought FEMA money into BarnegatDeclared for Ocean County only
2016

Severe Winter Storm and Snowstorm

$94K to the Township of Barnegat for repairs
2012

Hurricane Sandy

539 households applied for aid $1.2M aid approved $1.5M to the Township of Barnegat for repairs
2011

Hurricane Irene

18 households applied for aid $2K aid approved $58K to the Township of Barnegat for repairs
2010

Severe Winter Storm and Snowstorm

$96K to the Township of Barnegat for repairs
2010

Severe Storms and Flooding

4 households applied for aid $8K aid approved $15K to the Township of Barnegat for repairs
2009

Snowstorm

$91K to the Township of Barnegat for repairs
2009

Severe Storms and Flooding Associated With Tropical Depression Ida and a Nor'eas

$36K to the Township of Barnegat for repairs
Ocean County has had 27 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Barnegat

Barnegat and the towns around it

Stafford: High, mostly inland floodingOcean: High, mostly inland floodingLacey: High, mostly inland floodingHarvey Cedars: Very high, mostly inland floodingLong Beach: Very high, mostly inland floodingWoodland: Moderate, mostly inland floodingShip Bottom: Very high, mostly inland floodingSurf City: Very high, mostly inland floodingEagleswood: High, mostly coastal floodingBerkeley: High, mostly inland floodingBarnegat Light: Very high, mostly inland floodingManchester: Moderate, mostly inland floodingLittle Egg Harbor: High, mostly inland floodingBeach Haven: Very high, mostly inland floodingPemberton: Moderate, mostly inland floodingTabernacle: Low, mostly inland floodingWashington: Moderate, mostly inland floodingBass River: Moderate, mostly inland floodingBarnegat: Moderate, mostly inland flooding BarnegatStaffordOceanLaceyHarvey CedarsLong BeachWoodland
Very lowLowModerateHighVery high
Long Beachmostly inland floodingVery high
Harvey Cedarsmostly inland floodingVery high
Laceymostly inland floodingHigh
Staffordmostly inland floodingHigh
Oceanmostly inland floodingHigh
Barnegatmostly inland floodingModerate
Woodlandmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Barnegat covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Barnegat’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Barnegat. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Barnegat total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Barnegat, NJOcean CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Barnegat is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map