Natural hazards · Alpha

Alpha, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Alpha comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1982. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Alpha?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alpha to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding35%Cold waves27%Strong wind9%Hurricanes8%Tornadoes5%Earthquakes5%Everything else10%
By hazard

What Alpha faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage
Well below average · higher than 15% of U.S. places
Recorded about 2 times a year in the area

Cold waves

27% of expected damage
Below average · higher than 33% of U.S. places
Recorded about once a year in the area

Strong wind

9% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 7 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 16 years in the area

Tornadoes

5% of expected damage
Below average · higher than 49% of U.S. places

Earthquakes

5% of expected damage
Above average · higher than 61% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Alpha flood?

Every paid claim on a federal flood insurance policy in Alpha, from FEMA’s records.

3paid claims since 1982
$1Kpaid to owners
0homes flooded more than once
19822026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Alpha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Warren County.
Disasters that hit Alpha

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Alpha itself: aid to households, or repair grants to the Borough of Alpha.

Brought FEMA money into AlphaDeclared for Warren County only
2023

Severe Storm and Flooding

$38K to the Borough of Alpha for repairs
2021

Remnants of Hurricane Ida

3 households applied for aid $6K aid approved
2021

Severe Winter Storm and Snowstorm

$26K to the Borough of Alpha for repairs
2016

Severe Winter Storm and Snowstorm

$17K to the Borough of Alpha for repairs
2012

Hurricane Sandy

11 households applied for aid $33K to the Borough of Alpha for repairs
2011

Hurricane Irene

15 households applied for aid $46K aid approved
2006

Severe Storms and Flooding

1 household applied for aid $154 aid approved
2005

Severe Storms and Flooding

4 households applied for aid $4K aid approved
2004

Severe Storms and Flooding

3 households applied for aid $17K aid approved
Warren County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alpha covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Alpha’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Alpha. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Alpha total about $643K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01