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Natural hazards · Whitefield

Whitefield, NH natural hazards

Most of the natural-hazard damage FEMA expects in Whitefield comes from avalanches, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Whitefield?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whitefield to be higher than in 72% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches71%Inland flooding17%Cold waves8%Everything else4%
By hazard

What Whitefield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

71% of expected damage
Well below average · higher than 0% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

17% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Whitefield flood?

FEMA's records show no paid flood insurance claims in Whitefield.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Whitefield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Coos County.
Disasters that hit Whitefield

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Whitefield itself: aid to households, or repair grants to the Town of Whitefield.

Brought FEMA money into WhitefieldDeclared for Coos County only
2017

Severe Storms and Flooding

$73K to the Town of Whitefield for repairs
2007

Severe Storms and Flooding

$9K to the Town of Whitefield for repairs
2003

Snow

$7K to the Town of Whitefield for repairs
2001

Snow

$6K to the Town of Whitefield for repairs
Coos County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Whitefield

Whitefield and the towns around it

Dalton: High, mostly avalanchesJefferson: High, mostly avalanchesCarroll: High, mostly avalanchesBethlehem: High, mostly inland floodingLunenburg: Moderate, mostly inland floodingConcord: Moderate, mostly inland floodingLittleton: Very high, mostly inland floodingLancaster: Very high, mostly avalanchesRandolph: High, mostly avalanchesFranconia: High, mostly inland floodingSugar Hill: High, mostly inland floodingHart's Location: Very high, mostly inland floodingWhitefield: High, mostly avalanches WhitefieldDaltonJeffersonCarrollBethlehem
Very lowLowModerateHighVery high
Jeffersonmostly avalanchesHigh
Carrollmostly avalanchesHigh
Whitefieldmostly avalanchesHigh
Daltonmostly avalanchesHigh
Bethlehemmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whitefield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Whitefield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Whitefield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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