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Natural hazards · Washington

Washington, NH natural hazards

Most of the natural-hazard damage FEMA expects in Washington comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2013. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Washington?

61
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Washington to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding75%Hurricanes5%Everything else20%
By hazard

What Washington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once a year in the area

Hurricanes

5% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 13 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Washington flood?

Every paid claim on a federal flood insurance policy in Washington, from FEMA’s records.

2paid claims since 2013
$9Kpaid to owners
0homes flooded more than once
20132026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Washington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sullivan County.
Disasters that hit Washington

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Washington itself: aid to households, or repair grants to the Town of Washington.

Brought FEMA money into WashingtonDeclared for Sullivan County only
2023

Severe Storms and Flooding

$914K to the Town of Washington for repairs
2021

Severe Storm and Flooding

$47K to the Town of Washington for repairs
2013

Severe Storms, Tornadoes, and Flooding

$54K to the Town of Washington for repairs
2013

Severe Winter Storm and Snowstorm

$11K to the Town of Washington for repairs
2012

Hurricane Sandy

$8K to the Town of Washington for repairs
2011

Tropical Storm Irene

$112K to the Town of Washington for repairs
2008

Severe Winter Storm

$86K to the Town of Washington for repairs
2007

Severe Storms and Flooding

$113K to the Town of Washington for repairs
2005

Severe Storms and Flooding

7 households applied for aid $16K aid approved $74K to the Town of Washington for repairs
2005

Record Snow

$14K to the Town of Washington for repairs
2005

Record And/Or Near Record Snow

$6K to the Town of Washington for repairs
2003

Snow

$8K to the Town of Washington for repairs
Sullivan County has had 27 natural disasters declared since 1953, most often severe storms and floods.
Around Washington

Washington and the towns around it

Bradford: High, mostly inland floodingLempster: High, mostly inland floodingMarlow: High, mostly inland floodingGoshen: High, mostly inland floodingWindsor: High, mostly inland floodingHillsborough: High, mostly inland floodingStoddard: High, mostly inland floodingWarner: High, mostly inland floodingNewbury: Moderate, mostly inland floodingAcworth: High, mostly inland floodingUnity: High, mostly inland floodingGilsum: High, mostly inland floodingAlstead: High, mostly inland floodingNewport: Very high, mostly inland floodingSunapee: Moderate, mostly inland floodingDeering: High, mostly inland floodingHenniker: Moderate, mostly inland floodingAntrim: Moderate, mostly inland floodingNelson: High, mostly inland floodingSullivan: High, mostly inland floodingWashington: High, mostly inland flooding WashingtonBradfordLempsterMarlowGoshenWindsorHillsboroughStoddard
Very lowLowModerateHighVery high
Bradfordmostly inland floodingHigh
Windsormostly inland floodingHigh
Marlowmostly inland floodingHigh
Hillsboroughmostly inland floodingHigh
Washingtonmostly inland floodingHigh
Lempstermostly inland floodingHigh
Goshenmostly inland floodingHigh
Stoddardmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Washington covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Washington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Washington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Washington total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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