Natural hazards · Thornton

Thornton, NH natural hazards

Most of the natural-hazard damage FEMA expects in Thornton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 31 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Thornton?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thornton to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%
By hazard

What Thornton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Thornton flood?

Every paid claim on a federal flood insurance policy in Thornton, from FEMA’s records.

31paid claims since 1979
$694Kpaid to owners
5homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 14 claims, $366K
  • December Nor'easter: 1 claim, $52K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Thornton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grafton County.
Disasters that hit Thornton

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Thornton itself: aid to households, or repair grants to the Town of Thornton.

Brought FEMA money into ThorntonDeclared for Grafton County only
2023

Severe Storms and Flooding

$43K to the Town of Thornton for repairs
2022

Severe Storm and Flooding

$61K to the Town of Thornton for repairs
2017

Severe Storms and Flooding

$270K to the Town of Thornton for repairs
2012

Hurricane Sandy

$4K to the Town of Thornton for repairs
2011

Tropical Storm Irene

25 households applied for aid $32K aid approved $16K to the Town of Thornton for repairs
2008

Severe Storms and Flooding

$21K to the Town of Thornton for repairs
2007

Severe Storms and Flooding

5 households applied for aid $3K aid approved $39K to the Town of Thornton for repairs
2005

Record Snow

$12K to the Town of Thornton for repairs
2005

Record And/Or Near Record Snow

$4K to the Town of Thornton for repairs
2001

Snow

$7K to the Town of Thornton for repairs
Grafton County has had 32 natural disasters declared since 1953, most often severe storms and floods.
Around Thornton

Thornton and the towns around it

Campton: Very high, mostly inland floodingWoodstock: Very high, mostly inland floodingWaterville Valley: Very high, mostly inland floodingPlymouth: High, mostly inland floodingRumney: High, mostly inland floodingSandwich: High, mostly inland floodingEllsworth: High, mostly inland floodingBenton: Very high, mostly inland floodingAlbany: High, mostly inland floodingThornton: Very high, mostly inland flooding ThorntonCamptonWoodstockWaterville Valley
Very lowLowModerateHighVery high
Woodstockmostly inland floodingVery high
Waterville Valleymostly inland floodingVery high
Thorntonmostly inland floodingVery high
Camptonmostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thornton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Thornton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Thornton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Thornton total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01